More Ways to Donate

Stocks and Mutual Funds

Donating shares of stocks or mutual funds is a great way to support DREAAMers and their families!

Tax-Wise Giving: Donating Stock

Meet your giving goals, enjoy potential tax benefits, and invest in the mission of DREAAM. That's a triple-win! A gift of appreciated stock may be the right option for you if you want to make a charitable gift that may yield double tax benefits and additional savings. When you give a gift of stock to DREAAM, you eliminate the capital gains tax that would be due upon selling the stock — you receive tangible tax savings and benefits while supporting DREAAM. A gift of stock may be right for you if:

You are holding stocks that have risen in value. If your stocks are highly appreciated, you may have a hefty tax bill when it comes time to sell. Using these securities as a gift means avoiding the capital gains tax on any paper profit.
You would like to maximize your deduction while not affecting your liquidity. If you decide to give a gift of stock, you not only retain your cash assets, but you also receive a charitable tax deduction for the full fair market value of the stock that you've owned for more than one year.

Your gift of appreciated stock to DREAAM helps strengthen the school-to-college/career pipeline for Black boys and young men. We can't do this work without support from community members like you.

First, complete the information below to generate a customized letter to send to your broker to initiate the stock transfer.

After completing the information below, you will be emailed a customized letter that you can print and mail or forward via email to your broker to initiate the stock transfer on your behalf. This will also alert the organization of your incoming gift so that a tax receipt can be sent to you.

Stock Donation Form

Mutual Funds

Make a gift of publicly traded securities to DREAAM and save on capital gain tax and, if you itemize, on income tax, too.

A gift of publicly traded securities could be right for you if:

You own publicly traded securities that you have owned for at least one year and a day.
Some of these securities have increased in value since you bought them.
Some of these securities may provide you with little or no income.
You would like to make a gift to DREAAM.

How It Works

You transfer shares of one or more publicly traded securities, such as stock, bonds, and mutual funds, to DREAAM. The two most common ways to give publicly traded securities are to make an outright gift of your securities or to make a gift of your securities and receive payments for life.

[please include link to stock/mutual fund donation form here. I will provide the reply email ASAP.

IRA Distributions

Satisfy your required minimum distribution while investing in DREAAMers and their families.

What is a Qualified Charitable Distribution?

A qualified charitable distribution (QCD) is a distribution of funds from your IRA (other than a SEP or SIMPLE IRA) directly to a qualified charitable organization, such as the DREAAM. Because the gift goes directly to the charity without passing through your hands, the dollar amount of the gift may be excluded from your taxable income up to a maximum of $100,000 annually, with some exceptions. Please consult your tax advisor for information regarding your specific exceptions.

Who Can Make a Qualified Charitable Distribution?

QCDs can be made by IRA owners who are age 70½ or older. Your tax advisor can provide additional information on your particular situation. Many individuals who are required to take money from their IRA but do not need it for living expenses have chosen to make QCDs from their IRAs to support the work of DREAAM. This may make sense for you, too!

How do I Make a Qualified Charitable Distribution to DREAAM?

Your QCD must be made directly from your IRA custodian to DREAAM on your behalf. Each financial institution has its own process for initiating a qualified charitable distribution. Many retirement plan administrators require you to use their distribution forms and comply with other requirements, so follow your financial institution's forms and procedures to ensure you receive any potential tax benefits associated with this gift. Here is some basic information about DREAAM for your reference:

The legal name of the organization is "DREAAM Opportunity Center." It is a 501(c)(3), tax-exempt, charitable organization.
DREAAM's Federal Tax Identification Number is 46-1643964.

Planned Giving

Thank you for considering a planned gift to DREAAM! Now is the time to invest in the future of Champaign County by making a gift DREAAM through your will or estate. These gifts leave a lasting legacy and help stabilize DREAAM for the long term. We'd love to share the story of two members of our DREAAM family, Rick, and Mary Ann, who have included DREAAM in their planned giving.

Read a Planned Giving Story

For Advisors

If you are advising a client considering a planned gift or bequest to DREAAM, we welcome the opportunity to work with you. Please use the resources and tools below, and feel free to contact us at any time for further information or assistance on a confidential basis.

Here is some basic information about our organization:

The legal name of the organization is "DREAAM Opportunity Center." It is a 501(c)(3), tax-exempt, charitable organization.
DREAAM's Federal Tax Identification Number is 46-1643964.

If one of your clients arranges an estate gift for the benefit of DREAAM, we would very much appreciate knowing about the gift so we can express our sincere thanks. Of course, we respect that donors sometimes prefer to remain anonymous. If you are willing to serve as an intermediary, your client can confidentially share information about their plans. Thank you for the work you do on behalf of our donors!

For Executors, Trustees, Attorneys, and Advisors

If you're the executor, trustee, attorney, or advisor to a person who contributed a planned gift to DREAAM, please contact DREAAM at the following address:

DREAAM
Attn: Director of Development
2009 Fox Drive, Suite C

Champaign, IL 61820

or by email at: development@dreaam.org

Tribute Gifts

Honor Gifts

We are grateful for the support of our thoughtful and generous friends! Many choose to commemorate a birthday, anniversary, wedding, or graduation by encouraging loved ones to donate to DREAAM in your honor in lieu of gifts. These contributions directly support programming for our DREAAMers and their families.

If you would like to create a fundraising page to support your efforts, please click here:

Memorial Gifts

A memorial gift is a donation made to DREAAM to honor the memory of a loved one. It is common for a DREAAM supporter to ask that donations be made to DREAAM in lieu of flowers. Choosing DREAAM creates a generous legacy that honors the memory of the departed.

Families sometimes ask how to channel the generosity of friends and family of the departed. The following language may be helpful when drafting an obituary:

"In lieu of flowers, the family requests donations be made in memory of (name of loved one) to DREAAM, 2009 Fox Drive, Suite C, Champaign, IL 61820 or online at dreaam.org."

Start a fundraiser

Donor Advised Funds

Consider growing your investment in DREAAM's mission with a contribution from your Donor-Advised Fund.

What is a Donor-Advised Fund?

A Donor-Advised Fund (DAF) is like a charitable investment account whose sole purpose is supporting charities. You can take an immediate tax deduction when you contribute cash, stocks, or other assets to a DAF. These funds can then be invested for tax-free growth, and you can recommend grants to virtually any IRS-qualified public charity. DAFs provide a simple, tax-efficient way to give, making it easy to support your favorite causes while maximizing your philanthropic giving potential. Donor-Advised Funds are the fastest-growing charitable giving vehicle because once established, they are an easy and tax-savvy way to give to not-for-profit organizations like DREAAM. Please consult with your tax advisor for additional information.

How Does a Donor-Advised Fund Work?

To establish the fund, an individual makes an irrevocable, tax-deductible contribution (cash, stock, real estate, etc.) to a sponsoring organization, community foundation, or financial institution. Individuals receive a tax receipt and tax benefits when funds are deposited into their DAF. The DAF sponsoring organization oversees those funds as they grow tax-free. The assets within the fund now legally belong to the sponsoring organization, but the DAF account holder retains advisory privileges over disbursements made from the DAF in addition to the investment strategy.

DAF account holders can recommend single or recurring donations to charitable organizations. Funds in a DAF can only be used to support organizations that are tax-exempt 501(c)(3) and classified as public charities under 509(a). Once the DAF sponsoring organization approves, the recommended donation is made to a qualified charitable organization, such as DREAAM.

What are the benefits of giving through a Donor-Advised Fund?

Support a charity you believe in through strategic giving over time.
Maintain family involvement in charitable decisions.
Create a legacy.
Take advantage of immediate tax benefits with the ability to distribute funds later.
Consolidate all your charitable giving.
Ensure that you meet and/or exceed standard deductions by combining donations of stock to a DAF.

Making a Grant from Your Donor-Advised Fund

You can make a grant from your existing DAF to make a difference in the lives of our DREAAMers and their families. You can make single or recurring grants with recognition or total anonymity. To do so, please sign into your Donor-Advised Fund account to initiate your gift to DREAAM. Here is some basic information about DREAAM for your reference:

The legal name of the organization is "DREAAM Opportunity Center." It is a 501(c)(3), tax-exempt, charitable organization.
DREAAM's Federal Tax Identification Number is 46-1643964.

Create a Legacy Gift

The final distribution of contributions remaining in your Donor-Advised Fund after your lifetime can be designated when you create or update your fund. By completing the beneficiary designation form assigned to your fund, you can name successor advisors to your fund or a specific charity(ies) to receive a portion of your fund balance.

Volunteer

Other Ways to Give

In-Kind Donations

Thank you for thinking of DREAAM for your in-kind donations! Gifts of goods, services, time, and expertise have been difference-makers for DREAAM. As we continue to grow, we are gratefully accepting the following:

Office Supplies (envelopes, paper, specific ink needs for printer)
Camping equipment
Functioning laptops
Nutritious, shelf-stable snacks
Classroom and office furniture

Please contact us (development@dreaam.org; 217-373-4818) to see if your thoughtful donation might advance the mission of DREAAM!

We also gratefully accept tickets for sporting and cultural events – When you donate your tickets, our DREAAMers and their families have an opportunity to enjoy University of Illinois sports, Krannert events, Cardinals games, and much more!

D R E A A M

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